Author: Spyderman | 2 Comments »
I am currently facing a move to a new apartment in the coming months, and one of the things that keeps inevitably crossing my mind is the status of my mattress and box spring. I originally bought it about 5 years ago when I was starting my sophomore year in college, and finally needed a bed away from home. Instead of being smart about it, I did the ‘normal’ thing and went to a store, was ‘wowed’ by a Serta pillow top mattress set (for about $700), and took it home that day.
So then why am I now wishing that my name-brand, pillow top mattress was just a little older, so I would “have” to replace it? Read the rest of this entry »
Author: Spyderman | No Comments »
With websites like Chegg.com and Bookrenter.com making huge splashes on college campuses across the country, there’s no doubt that students are fed up with the high cost of textbooks. It’s also not hard to blame them. Just a few years ago, when I was in college, I was shelling out close to $200 for a single economics textbooks from the campus bookstore. Read the rest of this entry »
Author: Spyderman | No Comments »
This is a guest post from Louise @ MoneySupermarket.com.
Reading Spyderman’s post on The Starbucks Effect got me thinking of just how much money we do actually waste during a regular day. Not just on coffee; there’s a myriad other things which crop up, sending your weekly expenditure soaring.
Let’s go through a workday scenario, adding up the costs as we go. All prices are based on an average across the country, actual costs may vary depending on your home state.
Driving to and from work
One of the most popular cars for commuters is the Honda Civic, which gets around 26 mpg in the city. The average price per gallon of regular grade gasoline is $3.20. Most Americans live within 20 miles of their workplace, which could mean up to 40 mile round trip every day.
Total per day / week: $4.80 / $24
Cut back by: Carpooling or walking if you live close enough. Read the rest of this entry »
Author: Spyderman | No Comments »
It’s not often that you hear a personal finance blog tell you that saving money sucks, but it’s really true. There isn’t any other way to put it. When we think of ways to increase our wealth, there are two ways to go about it. One is to cut bills/spending and save more money, and the second is to go out and make more money.
Saving money is the worse of the two ways to increase wealth. Read the rest of this entry »
Author: Spyderman | No Comments »
For most of us, housing will be the largest expense we have. Whether we rent or own, housing simply takes a huge bite out of our paycheck. Whenever we are talking about big, recurring expenses, it makes sense to pore over it with fine tooth comb to make sure we are getting the best deal possible. One big debate is obviously the renting vs buying debate. I suggest a completely new way to look at the situation.
Home ownership is a way to save money, not an investment.
Read the rest of this entry »
